"Insurers are on the defensive against patients who have taken matters into their own hands with AI-powered tools to battle denied claims and high medical bills.
In response to the growing use of artificial intelligence in health insurance, states are introducing regulations to curb its misuse. Meanwhile, companies like Sheer Health are developing AI-driven solutions that help patients navigate complex healthcare systems and fight denials.
Several organizations have launched AI-powered tools to assist patients in getting their claims paid and navigating medical bills. These include apps that allow consumers to connect with their health insurance accounts, upload medical bills and claims, and ask questions about deductibles, copays, and covered benefits.
One example is Sheer Health's app, which provides answers to patient queries using both AI and human intervention. The company has seen thousands of instances where patients' doctors recommend certain procedures, only for the insurance to deny them later.
Another organization, Counterforce Health, offers an AI assistant that helps patients appeal denied health insurance claims. The free service analyzes denial letters, examines policies, and drafts customized appeal letters using AI models.
As technology advances, more people are turning to AI chatbots like Grok for health information or advice. A recent poll found that a quarter of adults under 30 use these chatbots at least once a month.
However, experts warn that the increasing reliance on AI in healthcare without adequate oversight can lead to mistakes and bias. Carmel Shachar, assistant clinical professor of law at Harvard Law School, notes that "AI is vulnerable to mistakes" and that patients may not be able to properly supervise these tools.
The issue has sparked a debate about the role of technology in healthcare. While some argue that AI can improve efficiency and reduce costs, others believe that it can reinforce bias and undermine human oversight.
As policymakers scramble to regulate the use of AI in healthcare, some are calling for greater transparency and accountability. Dr. Arvind Venkat, a Democratic Pennsylvania state representative, believes that "we need to make sure we're applying artificial intelligence in a way that looks at the individual patient."
Ultimately, the key to harnessing the potential of AI in healthcare is striking a balance between technology and human oversight. As one expert noted, "AI, when used by a professional that understands the issues and ramifications of a particular problem, that's a different story."
In response to the growing use of artificial intelligence in health insurance, states are introducing regulations to curb its misuse. Meanwhile, companies like Sheer Health are developing AI-driven solutions that help patients navigate complex healthcare systems and fight denials.
Several organizations have launched AI-powered tools to assist patients in getting their claims paid and navigating medical bills. These include apps that allow consumers to connect with their health insurance accounts, upload medical bills and claims, and ask questions about deductibles, copays, and covered benefits.
One example is Sheer Health's app, which provides answers to patient queries using both AI and human intervention. The company has seen thousands of instances where patients' doctors recommend certain procedures, only for the insurance to deny them later.
Another organization, Counterforce Health, offers an AI assistant that helps patients appeal denied health insurance claims. The free service analyzes denial letters, examines policies, and drafts customized appeal letters using AI models.
As technology advances, more people are turning to AI chatbots like Grok for health information or advice. A recent poll found that a quarter of adults under 30 use these chatbots at least once a month.
However, experts warn that the increasing reliance on AI in healthcare without adequate oversight can lead to mistakes and bias. Carmel Shachar, assistant clinical professor of law at Harvard Law School, notes that "AI is vulnerable to mistakes" and that patients may not be able to properly supervise these tools.
The issue has sparked a debate about the role of technology in healthcare. While some argue that AI can improve efficiency and reduce costs, others believe that it can reinforce bias and undermine human oversight.
As policymakers scramble to regulate the use of AI in healthcare, some are calling for greater transparency and accountability. Dr. Arvind Venkat, a Democratic Pennsylvania state representative, believes that "we need to make sure we're applying artificial intelligence in a way that looks at the individual patient."
Ultimately, the key to harnessing the potential of AI in healthcare is striking a balance between technology and human oversight. As one expert noted, "AI, when used by a professional that understands the issues and ramifications of a particular problem, that's a different story."