I'm telling you, this "buy now, pay later" thing is like a Trojan horse for our economy 
. On one hand, I get it, convenience is key and all that jazz... but have you considered the long-term effects of getting into debt? It's like, we're already dealing with high inflation rates and stagnant wages, and now we're encouraging people to just rack up more credit? 
And don't even get me started on the regulators not stepping in sooner. I mean, they knew about these issues for years, but what did they do? Nothing, right? It's like, someone's gotta hold those lenders accountable, you know?
. On one hand, I get it, convenience is key and all that jazz... but have you considered the long-term effects of getting into debt? It's like, we're already dealing with high inflation rates and stagnant wages, and now we're encouraging people to just rack up more credit? And don't even get me started on the regulators not stepping in sooner. I mean, they knew about these issues for years, but what did they do? Nothing, right? It's like, someone's gotta hold those lenders accountable, you know?