Scammers are using digital wallets to steal your bank card details without you even realizing it.
A common tactic used by scammers is to call you, claiming to be from your bank. They'll ask you to confirm some of the personal details they already have on file and then say that there's been an issue with a recent transaction. Next thing you know, they're asking for one-time passcodes or notifications to "secure" your account.
The problem is, these scammers are not from your bank. They've just added your payment card to their own digital wallet and are waiting for the right moment to make a purchase - usually something expensive like an iPhone or designer clothes that can be quickly resold online.
The key here is that these notifications and requests are exactly what you'd see if you were using Apple Pay or Google Pay. Scammers often use this tactic because it looks legitimate, but once you've given them the information they need, they're free to drain your account.
One of the experts who's been tracking this type of scam says that most people fall for it because they get used to seeing these notifications and warnings from their bank or Apple/Google. "If the notification says 'never share this with anyone'...people become immune to warnings if they get warnings frequently," she explains.
So what can you do to protect yourself? First, never trust a call claiming to be from your bank unless you've arranged it in advance. And never give out one-time passcodes or use numbers that have been given to you by the scammer.
Also, make sure you're using the correct phone number for your bank and check your transactions regularly so you can spot any suspicious activity. If you think you've fallen victim to a scam, report it to the authorities straight away.
The good news is that banks are taking steps to counter this type of fraud. Some have even put new security measures in place, like alerts on their apps to help customers keep track of their transactions.
In short, be vigilant and never trust a call or message that seems too good (or bad) to be true - especially if it's about your bank account.
A common tactic used by scammers is to call you, claiming to be from your bank. They'll ask you to confirm some of the personal details they already have on file and then say that there's been an issue with a recent transaction. Next thing you know, they're asking for one-time passcodes or notifications to "secure" your account.
The problem is, these scammers are not from your bank. They've just added your payment card to their own digital wallet and are waiting for the right moment to make a purchase - usually something expensive like an iPhone or designer clothes that can be quickly resold online.
The key here is that these notifications and requests are exactly what you'd see if you were using Apple Pay or Google Pay. Scammers often use this tactic because it looks legitimate, but once you've given them the information they need, they're free to drain your account.
One of the experts who's been tracking this type of scam says that most people fall for it because they get used to seeing these notifications and warnings from their bank or Apple/Google. "If the notification says 'never share this with anyone'...people become immune to warnings if they get warnings frequently," she explains.
So what can you do to protect yourself? First, never trust a call claiming to be from your bank unless you've arranged it in advance. And never give out one-time passcodes or use numbers that have been given to you by the scammer.
Also, make sure you're using the correct phone number for your bank and check your transactions regularly so you can spot any suspicious activity. If you think you've fallen victim to a scam, report it to the authorities straight away.
The good news is that banks are taking steps to counter this type of fraud. Some have even put new security measures in place, like alerts on their apps to help customers keep track of their transactions.
In short, be vigilant and never trust a call or message that seems too good (or bad) to be true - especially if it's about your bank account.
I'm so frustrated with these scammers! They're like little thieves, waiting for us to let our guard down so they can swoop in and steal our money 
. It's crazy how easily they can get us to trust them by making the notifications look legit 
. Like, who doesn't love getting those "urgent" messages from their bank or Apple/Google?! 
But seriously, it's all about being vigilant and keeping an eye on your transactions regularly. Don't fall for the trick of giving out one-time passcodes or sharing numbers with anyone 
. And if you do think you've been scammed, report it ASAP! 
Banks are starting to get smart too, so maybe we'll see some more security measures in place soon 
Like, I know scammers are trying to take advantage of people but come on. They're not even going to try to sell me a used one or something lol.
Anyway, banks need to step up their game for sure. I mean Apple Pay is supposed to be secure right but apparently scammers can still find ways in. Not cool.
I'm just gonna have to keep an eye on my account myself for now. Better safe than sorry, right? 
scammers r getting smarter 
theyre using digital wallets to steal ur info and then drain ur account so always be cautious when u see a suspicious notification or call dont trust it unless u verified it first 
u guys gotta stay woke! its like so easy for scammers 2 get ur info thru these legit-lookin' calls & messages 
. And honestly, who gets used to seeing those notifications and warnings from their bank? I'm not me... 
. And if someone calls you claiming to be from your bank, it's always best to hang up and check your phone number on their website 
.
. and if u ever suspect somethin, report it ASAP! 
. I mean, who wouldn't fall for it when they see those legit-looking notifications? It's like they're brainwashed into thinking "never share this" means don't trust anyone at all 
. And honestly, if you're not paying attention to your transactions or using the right number for your bank, you're basically asking to be scammed 
. And omg, can't believe some ppl fall for this and end up losing thousands 
.
i feel so bad for people who fall for this scam 
what can we do tho? 
so if someone's calling & asking for that, hang up ASAP 
and always double-check those transaction notifications before giving in 
I'm getting these calls from "my bank" asking me for my login info or one-time passcodes... I thought that was just how Apple Pay worked 
, and never give out that one-time code stuff 
. Hope banks are doing something about this too... maybe they can add some security measures like alerts or something 
.
. But the truth is, these scammers are exploiting our trust. They know that we rely on those notifications and warnings to keep us safe.
But at the same time, let's not get too comfortable - these scammers are still out there, waiting for their next victim 
I was so caught up in the conversation and didn't think twice when he asked me for my passcode lol what a rookie move. I feel like I'm always getting these notifications from Apple Pay and Google Pay on my phone and it's just so normal now that I don't even think twice about them anymore 
also report any suspicious activity straight away 
. And yeah, it's all about those notifications and warnings - if I see a million of them from my bank or Google/Apple, I'm gonna tune them out after a while 
. Banks are stepping up their game, so let's all just stay vigilant and not make these scammers' job too easy 
. And honestly, who hasn't gotten a random notification from their bank or Apple/Google about something suspicious? It's just part of life 
